Retirement plans are different from each individual needs.

It is the major normative event after the second half of life.People are increasingly retiring early as soon as possible if they see favorable options that are more attractive.

But before you retire ask yourself these questions:

1.What do I want to do after retirement?.

2.What will I be capable of doing well?.

3.What can I contribute to the society after my retirement?.

4.Will I enjoy spending quality time with my spouse?.Are mine physically and psychologically fit for retirement?.

5. If I live 30 to 40years more after I retire, will I be financially independent or handicap?.

6.Employers are now offering and encouraging early retirement to older more expensive workers by giving them very attractive irresistible packages.

7. However the government has developed new policies that will keep older adults working until they are 70years old.So the policies of the government and the private sector are in conflict.(Different)Anyway there is still early Social Security retirement at the age of 62years.

7.But with portability and pension security individuals who want to retire early can decide for themselves and take the plunge.

8. If you are in lower socioeconomic status you might need a specialized counseling before thinking of retirement.

Have a financial planner to help you manage your finances.

9.Retraining for another type of job may be important to survive your golden years.

10.Some people planning for early retirement have elders that they are taking care of. So should factor that in their retirement plan.

11. Individuals who are financially equipped, retirement is opportunity to travel, visit various places, relax with your wife.

12.Taking a daily walk with your partner, going to various activities and some eat out . More relaxation time.Time for yoga 🧘‍♀️ 🧘‍♀️exercises.

Published by edochie99

A Registered Nurse with over twenty years of hospital experience, an author with Masters Degree in Nursing,also Bachelor Degree in Nursing,graduated in 1996 from USC,University of Southern California.MSN in 2009 University of Phoenix.

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